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Klarna was founded in 2005 in Stockholm by three students. The main objective of the platform was the introduction of instant payments that would allow customers to pay at a later date. Users could pay for the purchase of items in the store, even though no money from their account is available. The Klarna system makes a deposit for them, which they have to pay back.

Such platform function is still available until today and despite the passage of over 13 years, it is a relatively unique option that most people still have not heard of. As of today, the company has grown significantly and has a lot of other services that are also worth checking out, especially if you like to play in online casinos.

At first, the platform only operated in Sweden, but very quickly, the creators also conquered the Norwegian, Finnish and Danish markets as well. In 2014, Klarna merged with a German financial service provider, SOFORT, which has been one of the most popular payment methods for years in Germany, Austria, Belgium, the Netherlands, and Switzerland. Such action significantly strengthened the position of Klarna and allowed for a significant increase in its range of services. At present, it is one of the largest banks in Europe, with approximately 60 million users in 14 different countries.



Klarna is well known to online casino players, as it offers simple and instant payments directly from bank accounts. Transactions are processed just as fast as card payments. The platform also has additional layers of security that completely eliminate any risk of data theft or fraud.

In addition to services for online casinos players, Klarna also has a very wide offers for regular users, like monthly plans or "pay after delivery" options.

The platform currently supports currencies such as USD, GBP, EUR, DKK, SEK, NOK, AUD and CHF and is available to residents of different countries, including the United States (with the exception of online casinos).

Making a deposit to the casino is quite simple. Players do not need to register a separate account if the casino you play at supports Klarna and SOFORT platforms, transactions will be processed without any problems. Users only need to have a bank account in one of the supported banks.

When making payments, you must choose the country of your residence and the bank in which you have an account. Then, log into your online banking and confirm the transaction (usually this confirmation comes via SMS, but it depends on your bank settings). After making a deposit, funds will be collected from your bank account and credited to your wallet in the selected online casino. There are no fees in making a deposit, which is a huge advantage compared to other platforms. You can make a deposit even on the go, as Klarna, also works seamlessly on mobile devices.

As far as withdrawals are concerned, unfortunately, it is not possible to perform this type of operation through the Klarna system, although for this purpose it is possible to use the cooperating system, SOFORT.

If you do not have an account in the Klarna system, you will not be able to transfer your funds directly to your bank account when withdrawing via the SOFORT platform. Much also depends on the country in which you are located. Even though both platforms have combined with each other, they provide completely different services to different countries. In addition, the payment, unlike a deposit, is immediate and usually takes 2 to 3 business days. In some cases, casinos charge their own fees for withdrawing funds using this method. Please note that if you are charged such a fee, it is not charged by Klarna or SOFORT, it is directly from the online casino in which you play.



Easy transaction - Klarna processes transactions very quickly and efficiently. All you need is for the customer to enter his e-mail address and give his data for shipment. Such data is automatically saved, so you only need to enter them once (at the first purchase).

The "buy now, pay later" option, is the main reason the platform was founded years ago. Until today, not many systems have decided for the introduction of a similar service and for this Klarna is a definite leader in this regard. Klarna itself pays off your transaction, and you only need to "give back" that money within the set deadline. In addition, Klarna also allows customers to submit applications for a loan. However, this service depends on the financial capacity and status of an individual.

Klarna greatly facilitates the management of finances and transactions, thanks to its algorithm, which is able to assess the "risk of a transaction". If unsure of the financial capacity and interests of your customer, you can use the ready-made tool provided by the Klarna platform to find out more about people shopping with you. Customers with a strong credit history have more than 3 weeks to make a payment, while new customers are forced to pay just as soon as they give their data.

The Klarna platform is also well-suited for mobile devices. This is especially important as today more and more people make purchases online using smartphones and tablets. Some people do not even use computers anymore and have completely switched to mobile devices. Such optimization will definitely allow sellers to win more customers, as the vast majority of companies are still clinging to obsolete solutions.

Klarna also provides sellers with a huge number of different types of plugins and modules that significantly increase the attractiveness of the online store. If you already have an e-Commerce store and still do not use the Klarna system, it is definitely worth considering this option, due to pre-configured add-ons. If you do not have any knowledge in the field of programming, the Klarna developers will be happy to assist with the installation of your own payment system.



The Klarna platform is a very secure financial system. When making online payments, your personal data is not shared with casinos or other service providers. They are encrypted and stored securely. In addition, there is also no requirement for an account registration in the Klarna system. This is also a kind of guarantee that your data won't be leaked. Most of these types of systems and portfolios are already much more restrictive in this respect and require its users to provide their complete data, and very often also carries out verifications, and confirmations of identity by sending a scan of the proof of identity or a driving license and proof of address. The fact that Klarna still allows to maintain the greatest possible anonymity is extremely attractive, especially for players in online casinos.



  1. Highly secured and has fraud prevention features
  2. Support for multiple currencies
  3. The option to pay at a later date
  4. No deposit fees
  5. Complete anonymity



  1. Delay in customer service reply via email
  2. Fees not indicated on the website



Klarna definitely has great features which are not offered in other companies. In this regard, Klarna is a leader when it comes to making a purchase and paying it on a later date. On top of that, it has several layers of security that protects its users from data leaks and fraud. This is a great option for people who need to purchase an online product immediately but don’t have the money yet. After all, this is the very reason why this platform was created. As long as you are able to pay back on the agreed date and time, you should have no problems with this platform.

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